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Read the following text and answer the question!
Sometimes the hardest thing about saving money is just getting started. This step-by-step guide on how to save money can help you develop a simple and realistic plan to save for goals, big or small.
(Adopted from: https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money (April 20, 2019))
The text is beneficial to make people be ____.
thrifty
creative
futuristic
honest
careful
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