Bu Ike meminjam uang di bank sebesar Rp10.000.000,00 dengan menggunakan sistem anuitas bulanan pada pengembaliannya. Besar bunga pinjaman adalah 1,5% per bulan. Bu Ike berencana melunasi pinjaman dengan 10 kali anuitas

<p>Diketahui :</p><ul><li>Mo = 10.000.000</li><li>p = 1,5% per bulan = 18% &nbsp;per tahun</li><li>n = 10 bulan</li></ul><p>&nbsp;Pembahasan :</p><ul><li><strong>Mencari bunga</strong></li></ul><p>&nbsp; &nbsp; &nbsp; Bunga = n/12 x p x Mo</p><p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;= 10/12 x 18/100 x 10.000.000</p><p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;= 5/6 x 18 x 100.000</p><p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;= 1.500.000</p><p>&nbsp; &nbsp; &nbsp;Bunga = Rp. 1.500.000;</p><ul><li><strong>Menentukan Angsuran Per Bulan</strong></li></ul><p>&nbsp; &nbsp; &nbsp; Pinjaman akhir( M₁) = Mo + Bunga</p><p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; = 10.000.000 + 1.500.000</p><p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; = 11.500.000</p><p>&nbsp; &nbsp; &nbsp;Angsuran per bulan = M₁ : n</p><p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;= 11.500.000 : 10</p><p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;= 1.150.000;</p><p>&nbsp; &nbsp; &nbsp;Angsuran tiap bulan sebesar <strong>Rp. 1.150.000;</strong></p>